Pricing that makes sense

Two simple ways to pay for card payments. We help you choose how you are charged, with same-day settlement at no extra cost and no lock-in contracts.

We work alongside you to find the setup that fits your business, not the one that suits us.

Same-day settlement750+ POS integrations4-hour device replacement in major metro areasAustralia-wide supportNo lock-in contracts

Option 1

Blended rate

One predictable rate across all cards, Amex included. You always know what you are going to pay, no matter how your customers tap.

Same rate for every card
Easy to budget and reconcile
Great if you take a lot of credit and Amex

Ask about blended

Option 2

Interchange ++ (IC++)

You pay the true cost of each card, plus a small fixed acquirer markup. Often the cheapest option when a lot of your sales are debit or eftpos.

Fully transparent, line by line
Low-cost debit and eftpos passed straight on
Great for high-volume, debit-heavy businesses

Ask about IC++

What is interchange ++?

If you have not come across it before, it is simpler than it sounds. It applies to every terminal we supply, and you can browse the hardware here. Every card payment has three parts.

Interchange + Scheme fees + Acquirer markup

Interchange

Set by the card networks and paid to the bank that issued the card. Debit and eftpos interchange is very low. Premium credit cards cost more.

Scheme fees

Charged by Visa, Mastercard, Amex and eftpos for using their network.

Acquirer markup

Our margin for processing your payments, support and service. On IC++ it is a fixed markup, shown clearly on your statement.

With IC++, you see each part on your statement. If your customers mostly pay by debit or eftpos, it usually comes in cheaper than a blended rate.

Which suits your business?

Debit and eftpos mix

If a lot of your sales are debit or eftpos, interchange ++ often comes in cheaper because you only pay the true cost of each card plus a small markup.

Certainty, premium and Amex

If you want one predictable figure, or take a lot of premium credit and Amex, a blended rate can suit better. Amex is included in the one rate.

If you're comfortable, you can also send through a recent statement and I'll put together a side-by-side comparison, no obligation.

Send a statement

Ask us about hardware options.

Frequently asked questions

What is the difference between a blended rate and interchange ++?

A blended rate is one predictable rate across all cards, Amex included. Interchange ++ passes on the actual interchange and scheme fees for each card, plus a fixed acquirer markup.

Which pricing is cheaper for my business?

It depends on your card mix. If most of your customers pay by debit or eftpos, interchange ++ usually comes in cheaper. If you want certainty, or take a lot of premium credit and Amex, a blended rate can suit better.

Is Amex included?

Yes. On a blended rate, Amex is included in the one rate.

Can you compare my current fees?

Yes. If you're comfortable, you can send through a recent statement and I'll put together a side-by-side comparison, no obligation.

When do I get my money?

Same-day settlement at no extra cost. We know cash flow matters, so your money lands fast.

Do you lock me into a contract?

No. We do not do lock-in contracts.